What to do about health care is one of the major decisions that everyone faces when getting close to retirement. A lot of people delay retirement until they reach age 65 because they don’t want to lose their employer-sponsored health plan. Even if they are financially able to retire, they will often continue to work […]
In some ways, long-term-care insurance is like auto insurance. We pay a premium and hope that we never need to file a claim. If we have to file a claim against our auto insurance, it means that our car was damaged or stolen, or that somebody was hurt in an accident. If we have to […]
Our take on the run-up in the market since the election; and what it means for your portfolio!
Our teachers are a very special group. They work long hours for low pay, helping to shape the minds of our young. They are a very important part of our society. So why do the local governments that they serve allow them to be taken advantage of when it comes to their retirement planning? I […]
The beginning of a new year always brings us the opportunity to make positive changes in our lives. Over the years, we’ve all set resolutions to lose weight, quit smoking, save more money, spend less, spend more time with our loved ones, etc. But there’s one resolution that I’ve never seen anyone talk about; one […]
Happy New Year! The old cliché’ is that the time goes by faster as you get older. Well, I seem to have reached the age where Father Time feels like he’s running at full speed. I hope that you had a warm and wonderful holiday season. We’d like to start this year with a wish […]
In this short video, we address the surprising results of last night’s election, and the just-as-surprising turn that the market took in response. Bob Rall, CFP®
Here’s our take on the upcoming Presidential Election and how it might affect your portfolio. Bob Rall, CFP®
This message is mostly intended for our clients and friends along the east coast, but there is a good lesson here for all of us. When Hurricane Matthew came to visit recently, there was the potential for devastation like we haven’t seen since Hurricanes Andrew and Katrina. Until the last minute “wobble” that took the […]
In this week’s video blog, we explain why it’s never time to time the market.