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Tag: advisor

Is Your Advisor a Fiduciary All of the Time?

You may have heard some news in the financial press about the so-called “Fiduciary Rule.” It is a new rule that is supposed to make sure that financial advisors always act in the best interest of their clients when providing financial advice. It might be surprising to you that we needed such a rule. I […]

Which Account Should I Use for Cash Flow in Retirement?

If you think that saving for retirement is hard, wait until it comes time to spend it. When you are working and making contributions to a retirement plan, it’s pretty easy. You open a retirement account, contribute to it regularly, and off you go. If you are lucky enough to have a company-sponsored plan, you […]

Are You Living Too Frugally?

Meeting with our clients is one of the best parts of my job. Many of our clients have been with us for several years, and our meetings are like conversations with old friends. While we spend a good amount of time in our meetings reviewing portfolios and discussing financial issues that are affecting them, most […]

Summer Job? Maybe You Should Roth!

It’s the end of another school year. This is the time when the kids start planning their summer break, their summer jobs, and for those graduating, their next step toward adulthood. The younger kids will look forward to swimming, playing, and maybe going to a summer camp. Those who are graduating will start planning for […]

Big News Story! What Should You Do With Your Portfolio?

In case you haven’t heard, there’s been some pretty big news on the political front recently. Last week, we heard about President Trump’s tax proposal. This week, we learned that the GOP-controlled House of Representatives passed their version of a healthcare bill to repeal and/or replace Obamacare. It certainly didn’t take long for the Wall […]

Should I Have a Trust?

When we help a client review their complete financial picture, one of the areas we always discuss is their estate plan. As part of that discussion, we often get the question “Should I/we have a trust?” Clients may ask because they have read an article that suggests that they should have one, or they may […]

Medicare Enrollment—Not As Easy As It Sounds

It sounds so easy and uncomplicated: Reach age 65, sign up for Medicare, and your health insurance is taken care of for the rest of your life. But seldom are things as easy as they sound. That is certainly the case with Medicare, the health insurance system in place for more than 55 million Americans. […]

This Is How We Invest, and Why—Part One

The investing world can be a scary place. It can also be exciting. At times, it can seem like there’s nothing to it, and at times it can seem like the most complicated thing you’ve ever done. All of the thoughts and emotions that are part of investing are enhanced because, after all, you are […]