How often do you check up on your investment portfolio? Are you one of those who track it every day, recording the ups and downs in a spreadsheet? Or maybe you check it once a month, when you get your statement, noting whether it was a good month or a bad month. Or maybe you’re […]
Category: Blog Posts
The Crystal Ball Must Have Been a Bit Cloudy: How 2018’s Investment Predictions Fared
I’ve written before on how much I love the holiday season. I love the spirit of the season, I love spending time with loved ones, and I even love (most) holiday music. Another reason I love this time of year so much is because it gives us a chance to look back at the year […]
More Smart Financial Moves to Make Before Year-End
We just flipped to the last page on the calendar. There are a limited number of shopping days left before Christmas, and you are probably busy attending a variety of holiday events and parties. The hustle and bustle of the holiday season makes it difficult to remember some of the financial moves you should make […]
Smart Financial Moves to Make Before Year-End
OK, it’s official. While watching televised football games this weekend, I noticed that every other commercial advertisement had something to do with the holiday season. We are within weeks of turning the calendar into a new year. Lucky for you, it’s not too late to do some things that will help to improve your financial […]
Time to Review Your Employee Benefits
’Tis the season! No, not that season—although you may already be seeing holiday decorations being displayed. I’m talking about open enrollment season, the time of year to review the benefit package that you receive through your employer. Open enrollment has become an annual tradition. The HR department sends you an email with the details on […]
The Grass Isn’t Always Greener: Is the Marijuana Industry a Good Investment?
The green wave is underway. The cannabis industry is in hyper-growth mode. Whether you are for or against the use of marijuana doesn’t really matter anymore. The green train is rolling down the tracks and it is gaining speed. The marijuana industry has always been profitable in the underground economy. Now it is starting to […]
No Surprise—the Fiduciary Rule Is Officially Dead
This post is going to be a bit of a rant. I apologize in advance if you are offended. It might also be a little more “inside information” about the financial industry than you want to know. But it’s something that you should know. It’s not overly dramatic to say that your financial future could […]
Are Your Investments Really Diversified, or Do You Just Think They Are?
We all know that we’re supposed to diversify our investments. It’s the “Don’t put all of your eggs in one basket” rule. If you spread your investments around, you’ll reduce the risk of losing money because when one of your holdings moves lower, another is likely moving higher. For example, bonds usually move higher when […]
Fake News? No, Just Headlines After Your Eyeballs
Despite the first thing you probably thought of when you saw the title of this post, this is not a political article. While I am a self-admitted news junkie and very interested in politics, this post is about the damage that headlines can cause to your investment portfolio—if you allow them to. Over the last […]
Roth IRAs and 401(k)s—Why All the Fuss Lately?
Have you noticed the increased attention to Roth IRAs and 401(k)s recently? It seems that, every day, I see a new article promoting the advantages of using a Roth for your retirement planning. Sure, a Roth is a great way to fill up the tax-free bucket of funds available for you at retirement. But as […]