We just flipped to the last page on the calendar. There are a limited number of shopping days left before Christmas, and you are probably busy attending a variety of holiday events and parties. The hustle and bustle of the holiday season makes it difficult to remember some of the financial moves you should make […]
Category: Blog Posts
Smart Financial Moves to Make Before Year-End
OK, it’s official. While watching televised football games this weekend, I noticed that every other commercial advertisement had something to do with the holiday season. We are within weeks of turning the calendar into a new year. Lucky for you, it’s not too late to do some things that will help to improve your financial […]
Time to Review Your Employee Benefits
’Tis the season! No, not that season—although you may already be seeing holiday decorations being displayed. I’m talking about open enrollment season, the time of year to review the benefit package that you receive through your employer. Open enrollment has become an annual tradition. The HR department sends you an email with the details on […]
The Grass Isn’t Always Greener: Is the Marijuana Industry a Good Investment?
The green wave is underway. The cannabis industry is in hyper-growth mode. Whether you are for or against the use of marijuana doesn’t really matter anymore. The green train is rolling down the tracks and it is gaining speed. The marijuana industry has always been profitable in the underground economy. Now it is starting to […]
No Surprise—the Fiduciary Rule Is Officially Dead
This post is going to be a bit of a rant. I apologize in advance if you are offended. It might also be a little more “inside information” about the financial industry than you want to know. But it’s something that you should know. It’s not overly dramatic to say that your financial future could […]
Are Your Investments Really Diversified, or Do You Just Think They Are?
We all know that we’re supposed to diversify our investments. It’s the “Don’t put all of your eggs in one basket” rule. If you spread your investments around, you’ll reduce the risk of losing money because when one of your holdings moves lower, another is likely moving higher. For example, bonds usually move higher when […]
Fake News? No, Just Headlines After Your Eyeballs
Despite the first thing you probably thought of when you saw the title of this post, this is not a political article. While I am a self-admitted news junkie and very interested in politics, this post is about the damage that headlines can cause to your investment portfolio—if you allow them to. Over the last […]
Roth IRAs and 401(k)s—Why All the Fuss Lately?
Have you noticed the increased attention to Roth IRAs and 401(k)s recently? It seems that, every day, I see a new article promoting the advantages of using a Roth for your retirement planning. Sure, a Roth is a great way to fill up the tax-free bucket of funds available for you at retirement. But as […]
We Are Team Florida 2018!
Usually my posts are on a topic related to money. This one is not. If you’ve known me or my family for any length of time, you know that we have a very strong tie to the Special Olympics program in our area. We just completed our 12th year of coaching the central Brevard County […]
Should You Make Traditional or Roth Contributions to Your 401(k)?
More and more 401(k) plans are offering a choice on how you make your contributions. You can make deposits into the plan in the traditional way, which means that your money goes into the account before taxes are paid on that money. In recent years, many plans have begun offering another choice. If your plan […]