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Rall Capital Blog

Are You Living Too Frugally?

Meeting with our clients is one of the best parts of my job. Many of our clients have been with us for several years, and our meetings are like conversations with old friends. While we spend a good amount of time in our meetings reviewing portfolios and discussing financial issues that are affecting them, most […]

Summer Job? Maybe You Should Roth!

It’s the end of another school year. This is the time when the kids start planning their summer break, their summer jobs, and for those graduating, their next step toward adulthood. The younger kids will look forward to swimming, playing, and maybe going to a summer camp. Those who are graduating will start planning for […]

Big News Story! What Should You Do With Your Portfolio?

In case you haven’t heard, there’s been some pretty big news on the political front recently. Last week, we heard about President Trump’s tax proposal. This week, we learned that the GOP-controlled House of Representatives passed their version of a healthcare bill to repeal and/or replace Obamacare. It certainly didn’t take long for the Wall […]

Should I Have a Trust?

When we help a client review their complete financial picture, one of the areas we always discuss is their estate plan. As part of that discussion, we often get the question “Should I/we have a trust?” Clients may ask because they have read an article that suggests that they should have one, or they may […]

Medicare Enrollment—Not As Easy As It Sounds

It sounds so easy and uncomplicated: Reach age 65, sign up for Medicare, and your health insurance is taken care of for the rest of your life. But seldom are things as easy as they sound. That is certainly the case with Medicare, the health insurance system in place for more than 55 million Americans. […]

This Is How We Invest, and Why—Part One

The investing world can be a scary place. It can also be exciting. At times, it can seem like there’s nothing to it, and at times it can seem like the most complicated thing you’ve ever done. All of the thoughts and emotions that are part of investing are enhanced because, after all, you are […]

A Teaching Moment for Teachers

Our teachers are a very special group. They work long hours for low pay, helping to shape the minds of our young. They are a very important part of our society. So why do the local governments that they serve allow them to be taken advantage of when it comes to their retirement planning? I […]

A New Year’s Resolution We Should All Try to Keep

The beginning of a new year always brings us the opportunity to make positive changes in our lives. Over the years, we’ve all set resolutions to lose weight, quit smoking, save more money, spend less, spend more time with our loved ones, etc. But there’s one resolution that I’ve never seen anyone talk about; one […]